Attention Atlanta Area Renters!

You Can Buy a House Even if the Banks Said No.
Get Your Free Pre-Qualification!

Watch this 9 minute video to see exactly how you can own a house... Without the bank.

Brick & Mortar Office   •   Since 1976   •   Thousands of Families Helped

Path To Home Ownership

BECOME A HOME OWNER

Say Goodbye to Rent!

Have you been turned down by a bank? Or you already know you would be? Whether you are employed, self-employed, or a business owner, your income is steady. But it does not fit neatly into the box a bank requires.

You have been saving. You have money ready or almost ready. You are ready to own a home, and you need a path that actually works.

If that is you, you are in exactly the right place.

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The Path Starts With Your Real Situation

You Do Not Need Perfect Credit to Get Pre-Qualified.

We look first at two things: the income your household can consistently support and the funds you have available toward your move. Your credit score does not determine whether you pre-qualify at the Bronze, Silver, or Gold Level.

Consistent Household Income

W-2, 1099, self-employed, or business-owner income can be part of your Path.

Available Funds Toward Your Move

The amount you have available helps determine the level where you pre-qualify.

Certified Affordable Housing Provider®

Home Ownership is Possible!

There is a Starting Point for Everyone.
Find Which Level You Pre-Qualify For.

Tell us about your situation and the home you want, and we'll show you the level where you pre-qualify on the Path to Home Ownership®.

No credit score requiredNo bank pre-approval neededNo feeIt only takes a few minutes
Path To Home Ownership levels from Rent to Home Ownership
BRONZE LEVEL level

BRONZE LEVEL

Rent With Purpose

Build your foundation.

YOU MAY QUALIFY IF YOU HAVE

  • Dependable income
  • Ability to pay monthly rent
  • Credit challenges okay

WHAT YOU GET

  • Rent with a clear path to ownership
  • Build positive rental history
  • A portion of rent may be credited toward a future purchase
  • Opportunity to move up levels 
BUILD YOUR FOUNDATION.
SILVER LEVEL level

SILVER LEVEL

Rent to Own

Turn rent into ownership.

YOU MAY QUALIFY IF YOU HAVE

  • Dependable income
  • Option fee available (3.7% – 5%)
  • Credit challenges okay

WHAT YOU GET

  • Move in with the option to purchase (up to 3 years)
  • Earn monthly credits toward your down payment
  • Locked-in price with capped increases
TURN RENT INTO OWNERSHIP.
GOLD LEVEL level

GOLD LEVEL

In-House Financing

More opportunity. More ownership.

YOU MAY QUALIFY IF YOU HAVE

  • Dependable income
  • 10% down payment or more
  • Credit challenges okay

WHAT YOU GET

  • In-house financing
  • Fixed monthly payments
  • Interest and tax write-offs
  • Builds equity from day one
MORE OPPORTUNITY. MORE OWNERSHIP.
PLATINUM LEVEL level

PLATINUM LEVEL

Home Ownership

The keys are yours.

YOU MAY QUALIFY IF YOU HAVE

  • Long Term Verifiable income
  • 20% down payment available
  • High credit score

WHAT YOU GET

  • Traditional financing (FHA, VA, Conventional)
  • Lower interest rates and monthly payments
  • Long-term home ownership
THE KEYS ARE YOURS.
Path To Home Ownership seal

For People Ready for Home Ownership

We Custom Buy Your Home for You!

Tell us the location, home type, budget, and timeline that fit your family. Your Pre-Qualification is the first step to building a plan around the home you want. Not just whatever happens to be listed today.

If that is you, it is time to start your Custom Home Buying process.

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Path To Home Ownership

4 EASY STEPS

Become a Home Owner Without Bank Approval

1

Get Pre-Qualified

Your next step!
Tell us about your situation and the home you want, and your result will show the Path to Home Ownership® level you pre-qualify for.

2

Join the Membership

Activate your Personal Path to Home Ownership® Plan, meet your local CAHP, and unlock the private list of current homes.

3

Activate Custom Home Buying

Your local Certified Affordable Housing Provider® activates your Custom Home Buy to find right home for your family’s needs.

4

Move In on the Path to Home Ownership®

Move into the home through the Path that fits your situation now, then keep building toward the long-term ownership goals that matter to you.

Real Families. Real Results.

Hear from the Families Who Did It.

Meet The Hatchers

Achieved home ownership through the program

Meet Catherine Price

Achieved home ownership through the program

Meet Perry Johnson

Achieved home ownership through the program

Ms. Timms and Mr. Simpson

“We didn't think it could happen, but it can happen!”

— Ms. Timms and Mr. Simpson

The Hutchinson Family

“Everyone has been great and very understanding through the whole process.”

— The Hutchinson Family

The Halter Boys

“Thank you for giving us the opportunity and helping us build toward a home.”

— The Halter Boys

THE PATH TO HOME OWNERSHIP®

The Team, Tools, & Support Behind
Your Path to Home Ownership®.

After you see the level you pre-qualify for, you’ll have the option to activate your Membership and put this support behind the home you want.

Custom Home Buying for Your Budget & Needs

We actively source and custom purchase a home suited to your budget, family, and location.

The Secret List of Available Homes

Private inventory of owner-financed homes, updated regularly and shown to members first.

Sessions with Our Underwriting Team

A real person reviews your income, down payment, target area, and the homes that fit.

The Path to Home Ownership® Roadmap

A clear, step-by-step guide from getting matched through moving into your home.

Your Own Certified Affordable Housing Provider®

A trained professional stays in your corner throughout your home ownership journey.

Ongoing Support Throughout Your Journey

Our team remains available as questions arise and timelines change.

Path To Home Ownership

Before You Take Another Step

We Know There Are Scams Out There.
Here Is Why We Are Different.

We are a real company. We have a real office you can walk into. We have been in business since 1976.

You are welcome to visit us, meet the team, ask questions, and see our Wall of Winners. We want you to feel completely confident before taking your next step.

Path To Home Ownership office in Tucker, Georgia

Real Families. Real Homes. Real Results.

Meet Some of the Families We Have Helped.

Path To Home Ownership success story 1Path To Home Ownership success story 2Path To Home Ownership success story 3Path To Home Ownership success story 4Path To Home Ownership success story 5Path To Home Ownership success story 6Path To Home Ownership success story 7Path To Home Ownership success story 8
Path To Home Ownership

Why We Do This

This Is More Than a Program. This Is a Movement.

Every family we help is one more family that stops waiting and starts building their own future — with stability, roots, and a home they own.

You have the income. You have the down payment. You have done the hard part. Now you need the path.

We built it for you.

Ms. Rowe, Ms. Henry and Ms. Betty ‘Berry’ Justice

“We are so excited! This opportunity for us as a family is so great!”

— Ms. Rowe, Ms. Henry and Ms. Betty ‘Berry’ Justice

Neville Lowers and Carla Alvarado

“We are excited to own our home now. Thank you for this opportunity.”

— Neville Lowers and Carla Alvarado

Mr. and Mrs. McElreath

“This has been a pretty easy process with great people.”

— Mr. and Mrs. McElreath

Areas We Serve in the Atlanta Region

We help families across these metro Atlanta areas find homes with a path to ownership.

Greater Atlanta Area

Atlanta & the surrounding metro

Northwest Suburbs

Marietta, Kennesaw & Acworth

Northeast Suburbs

Lawrenceville, Duluth & Norcross

Northeast Atlanta

Chamblee, Doraville & Clarkston

North Georgia

Gainesville, Dalton & Canton

South Metro

Jonesboro, McDonough & Stockbridge

Metro Atlanta

Decatur, East Atlanta & College Park

North Fulton

Roswell, Sandy Springs & Alpharetta

Questions? We Have Answers.

What if I don't have perfect credit?+

That is exactly why this program exists. We do not base your starting point on your credit score. We look at your income and the money you have available.

What happens after my Pre-Qualification?+

You will see your preliminary starting point. If you decide to continue, our team verifies your information and reaches out personally to discuss the next step.

What if the specific home I saw is no longer available?+

We source new homes regularly. The program is designed to help match you with a home that fits your family, budget, and target area.

Do you work outside of Atlanta?+

Path to Home Ownership® is a national program. This campaign is focused on the Atlanta metro area, and our team can discuss availability in your area.

Ready to Begin Your Path to Home Ownership®?

It's free, only takes a few minutes, and there's no credit score or bank pre-approval required for your preliminary result.

Start Your Path to Home Ownership® Today.

THOUSANDS OF FAMILIES HELPED
NO BANK APPROVAL NEEDED
CREDIT CHALLENGES OKAY
HOMES AVAILABLE NATIONWIDE